Why Pre-Qualify?

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Even if you haven't narrowed down homes to visit yet, it is important to visit with your mortgage loan professional early. What for? It may be difficult to fathom the way we could help even before you start to talk about prices and negotiations.

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage you can afford, and how much money you can borrow, by walking you through the pre-qualification process. During the process, we look at your borrowing power - analyzing your job, available money for down payment, debts, income, and other areas. It's a short, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter when you qualify, that says that we are confident you can qualify for up to a specific amount of mortgage loan dollars.

Power in the Pre-Qual

After you locate a house that catches your eye, and you decide to put together an offer, being pre-qualified for a loan will do several things. The first is that you will be sure what you can afford when determining the offer. Being pre-qualified also will make your offer more attractive to the home seller, as if you were bringing them a suitcase of cash! They will not have to be concerned they are wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. They have a virtual guarantee to trust your buying power.

We will help you with your pre-qualification

When we pre-qualify you, we help you determine how much of a monthly payment you can fit in your budget, and the loan amount you will qualify for. This process walks you through your current financial situation - your debts, income, career, down payment money, among other things. We will require a minimum amount of paperwork, with a short, basic process.

Face to Face

While you can try our mortgage calculators on our site, it will be essential to sit down and talk with us. For one thing, you'll need a Pre-Qualification Letter! Next, we can consider your mortgage loan options and make sure you are in the right one. We are eager to hear from you: contact us at 2603382561.

Have questions about pre-qualifying? Call us at 2603382561. We answer pre-qualification questions every day.