Why it's Important to Pre-Qualify

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Even if you have not narrowed down homes to visit yet, it's advantageous to see your mortgage pro early. Why? When you do not yet know how much house you want to qualify for, what could we help you with?

We Will Help You Pre-Qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. We can achieve this by reviewing your debts and income, your employment and residence situations, the available funds for a down payment, required reserves, and some other things. We will require a minimum amount of paperwork, and avoid a lengthy process.

We give you a Pre-Qualification Letter if you qualify, which documents that we're confident you'll qualify for up to a certain amount of mortgage loan dollars.

Buying Power

When you locate the house that is ideal for you, and you want to put together an offer, being pre-qualified for a mortgage will do several things. First of all, you have some definite numbers in mind, as the total you can borrow. Even more important to the seller, your pre-qualification letter gives them confidence - as if you had come into their house with a suitcase of cash to back up the offer! They won't need to be concerned that they're wasting their time if you do not be able to qualify for a big enough mortgage loan. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not be something for them to be concerned about. You will have the sway of a buyer ready to make the purchase right now!

We can help you pre-qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and the loan amount you will qualify for. In this process, we calculate your ability to borrow - analyzing your job, available money for down payment, debts, income, and other circumstances. It's short and basic; and we keep the paperwork to a minimum.

One on one

While you can try our mortgage calculators on our website, it will be essential to meet with us. That way, we will help you get your pre-qualification letter. For another thing, we could locate a different mortgage loan option that is a better fit for you. Let us help you get started: Call us at 2603382561.

Have questions about pre-qualifying? Call us at 2603382561. We answer pre-qualification questions every day.