Why it's Important to Pre-Qualify
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It's valuable to see a mortgage loan pro first, even before you have determined what type of home to search for. Why? Perhaps it is difficult to fathom the ways we could help even before you start to talk about prices and negotiations.
We will help you calculate how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. During this process, we determine your ability to borrow - reviewing your employment, money available for down payment, existing debt, income, and other circumstances. We require a minimum amount of paperwork, and avoid a lengthy process.
We award you a Pre-Qualification Letter if you qualify, that documents that we are confident you will qualify for a predetermined amount of mortgage dollars.
With your pre-qualification letter, a number of advantages are yours at the point you find the home you want to put together an offer for. First, it helps you know the amount that you can offer.
Of greater importance to the current home owner, your pre-qualification is like your having entered their house with a bag full of cash ready to purchase the home! They need not be concerned that they have been wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount won't be something for them to lose sleep over. They have a virtual guarantee that they can trust your buying power.
We will help you with your pre-qualification
We can help you see how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through the pre-qualification process. In this process, we look at your ability to borrow - reviewing your earning status, money available for down payment, debts, income, and other areas. It's a short, thorough process with minimal risks for papercuts.
Face to Face
While you can use our tools to calculate mortgage variables on this website, it's essential to meet with us. That way, we can help you get your pre-qualification letter. For another thing, we may locate a different mortgage program that is a better fit for you. Contact us at 2603382561 to get started.
Have questions about pre-qualifying? Call us at 2603382561. It's our job to answer pre-qualification questions, so we're happy to help!