Why Pre-Qualification is Important

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It is valuable to consult your mortgage loan professional early — even before you've started to research neighborhoods. What for? Perhaps it's hard to fathom the way we can help even before you start to negotiate.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in mortgage payments you can afford, and the size of loan you will qualify for. During this process, we determine your capacity to borrow - looking at your employment, available money for down payment, debts, income, and other circumstances. It's quick and basic; We take pride in keeping the paperwork to a minimum.

When you qualify, will present to you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which states that we are helping you to find the best mortgage loan to fit your needs and that we are confident you'll qualify for a mortgage loan for a specific amount.

Buying Power

Armed with your pre-qualification letter, a number of advantages fall at your feet when you find the house you want to put together an offer for. First of all, you have some definite numbers in mind, as the amount you will qualify for on your mortgage loan. Even more important to the seller, your pre-qualification status gives them confidence - as if you had entered their home with a suitcase of cash to back up the offer! They won't need to be concerned they are wasting their time if you do not be able to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to be concerned about. You can have the influence of a buyer ready to make the purchase right now!

We help with your pre-qualification

We can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. The process leads you through your current financial situation - your debt, income, job, cash available for down payment, among other things. We require a minimum amount of paperwork, with a short, basic process.

Face to Face

It is vital for you to sit down and talk with us, even though you are welcome to also utilize the helpful mortgage calculators on our website. That way, we'll help you get your pre-qualification letter. For another thing, we might find a different mortgage choice that fits your needs better. We're waiting to hear from you: contact us at 2603382561.

Have questions about pre-qualifying? Call us at 2603382561. It's our job to answer pre-qualification questions, so we're happy to help!