Why it's Important to Pre-Qualify

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It's valuable to see a mortgage loan pro early, even if you haven't settled on the kind of house to look for. Why? It may be hard to understand the ways we can help even before you begin to talk about prices and negotiations.


When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the loan amount you will qualify for. The process leads you through your finances - your debt, income, employment, and cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

Once you are considered eligible, we will prove our confidence in your potential to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Various advantages open to you when you have found your next house, and have achieved pre-qualification. The first is that you will know what you can afford when determining the offer. Being pre-qualified can also make your offer look even better to the seller, as if you were bringing them a bag full of cash! They will not have to worry that that they have been wasting their time if you don't be able to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. You have the capability to back up your offer.

We will help you with your pre-qualification

We will help you calculate how much of a mortgage you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. In this process, we calculate your ability to borrow - reviewing your earning status, available money for down payment, debts, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.

Face to Face

You can always use the mortgage calculators available on our site to calculate the size mortgage you'll be able to afford - but it's also valuable to talk with one of our mortgage professionals. We can begin working on your pre-qualification letter. Next, we can consider your loan options to make sure you have chosen the best one. Let us get you started: Call us at 2603382561.

Have questions about pre-qualifying? Call us at 2603382561. It's our job to answer pre-qualification questions, so we're happy to help!

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