Why Pre-Qualify?

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It's helpful to consult with your mortgage loan professional early — even before you have started to research neighborhoods. What for? If you do not know yet how much house you need to qualify for, what could we help you with?

We Will Help You Pre-Qualify

Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. This process outlines your finances - your debt, income, career, and down payment money, among other things. It's short and to the point; We take pride in keeping the paperwork light.

We will give you a Pre-Qualification Letter once you qualify, that states that we are confident you can qualify for a certain amount of mortgage dollars.

Power in the Pre-Qual

A number of beneifits open to you after you find your dream house, and have achieved pre-qualification power. First of all, you have some general numbers in mind, as the amount you will qualify for with your mortgage. Being pre-qualified can also make your offer more attractive to the seller, like you were bringing them a suitcase full of cash! They will not need to be concerned that they have been wasting their time if you don't have the ability to qualify for a high enough mortgage loan. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to worry about. You have the ability to back up your offer.

We will help you with your pre-qualification

When we pre-qualify you, we help you find out the amount you can afford in monthly payments you can afford, and how much we of a loan you will qualify for. During this process, we explore your borrowing capacity - looking at your employment, available money for down payment, existing debt, income, and other circumstances. We require a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

While you are encouraged to use our mortgage calculators on our website, it is essential to meet with us. For one thing, you will want a Pre-Qualification Letter! Next, we can study your mortgage choices and make sure you have chosen the best one. Contact us at 2603382561 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 2603382561. It's our job to answer pre-qualification questions, so we're happy to help!