Why it's Important to Pre-Qualify

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Even if you have not so much as narrowed down homes to view yet, it's advantageous to contact your mortgage pro first. What for? When you do not yet know how much house you need to qualify for, what can we help you with?

Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly payments you can afford, and the loan amount you can qualify for. During this process, we determine your borrowing capacity - analyzing your job, available money for down payment, debts, income, and other circumstances. It's quick and basic; We take pride in keeping the paperwork light.

We will award you a Pre-Qualification Letter when you qualify, which says that we're confident you will qualify for up to a certain amount of mortgage loan dollars.

Buying Clout

When you find the house that catches your eye, and you want to put together an offer, being pre-qualified for a mortgage loan will do several things. First, it lets you know how much you're able to offer. More important to the current home owner, your pre-qualification is like your having walked into their house with a bag full of cash to make the deal! They won't need to worry that that they are wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to worry about. You can have the influence of a buyer ready to make the deal right now!

We will help you with your pre-qualification

We can help you find out how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. During the process, we look at your borrowing power - looking at your job, money available for down payment, existing debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

Face to Face

You can always use the mortgage calculators available on our website to calculate how much mortgage you will be able to afford - but it's also essential to talk with us. That way, we can help you get your pre-qualification letter. Next, we can review your mortgage program options to make sure you have found the best one. Contact us at 2603382561 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 2603382561. It's our job to answer pre-qualification questions, so we're happy to help!