Why Pre-Qualify?

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It is important to bring in your mortgage professional early — even before you've started to consider neighborhoods. Why? How can we help you if you haven't made an offer, and don't yet know the amount you want to borrow?

Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly payments you can fit in your budget, and the size of loan you will qualify for. This process leads you through your financial situation - your debt, income, employment, and down payment money, among other things. It's short and to the point; We take pride in keeping the paperwork light.

We will award you a Pre-Qualification Letter if you qualify, which documents that we're confident you will qualify for a predetermined amount of mortgage dollars.

Power in the Pre-Qual

After you find the house that meets your needs, and you want to put together an offer, being pre-qualified for a mortgage loan will do a couple of things. The first is that you will be sure what you'll be able to afford when determining your offer. More important to the existing home owner, your pre-qualification is like your having entered their house with a suitcase full of money to purchase their home! They won't need to worry that that they're wasting their time if you don't be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to lose sleep over. You have the capability to back your offer up.

We can help you pre-qualify

We will help you calculate how much of a mortgage you can afford, and how much money you can borrow, by taking you through pre-qualifying. This process outlines your finances - your debts, income, job, cash available for down payment, among other things. We as for a minimum amount of paperwork, and avoid a lengthy process.

One on one

While you are able to try our tools to calculate mortgage variables on our website, it will be essential to sit down and talk with us. We can walk you through your pre-qualification letter. For another thing, we might find a different mortgage option that fits your goals better. Contact us at 2603382561 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 2603382561. We answer pre-qualification questions every day.