Why Pre-Qualify?

In the market for a mortgage loan? We will be glad to assist you! Call us at (260) 338-2561. Ready to begin? Apply Here.

It is helpful to bring in your mortgage loan professional as soon as possible — even before you have begun researching neighborhoods. What for? It might be difficult to understand the ways we can help even before you start to calculate your offer.

Pre-Qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. The process outlines your finances - your debt, income, job, and down payment money, among other things. It's quick and to the point; We keep the paperwork to a minimum.

When you qualify, will give you what's called a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), which says that we are working with you to find the best mortgage loan to meet your situation and that we're confident you'll qualify for a loan for a specific amount.

Power in the Pre-Qual

Some beneifits open to you when you've found your dream house, and have pre-qualification power. First, it helps you know the amount that you're able to offer. Being pre-qualified also will make your offer look even better to the home seller, as if you were bringing them a big box of cash! They will not have to wonder if that they have been wasting their time if you don't have the ability to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. They have a virtual guarantee to trust your ability to back up your offer.

We can help you pre-qualify

When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the size of loan you can qualify for. During this process, we look at your borrowing potential - looking at your employment, money available for down payment, existing debt, income, and other circumstances. We require a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

It is vital to sit down and talk with us, even though you are free to also utilize the helpful mortgage calculator tools on our website. That way, we will help you get your pre-qualification letter. For another thing, we could find a different mortgage option that better fits your needs. We're waiting to hear from you: contact us at (260) 338-2561.

Have questions about pre-qualifying? Call us at (260) 338-2561. It's our job to answer pre-qualification questions, so we're happy to help!

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