When to Speak to a Mortgage Pro About Pre-Qualifying

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Even if you've not so much as picked out homes to view yet, it can be valuable to visit with your mortgage pro first. What for? When you don't know yet how much house you want to qualify for, what could we do for you?

Pre-Qualify

When we pre-qualify you, we help you determine how much of a monthly payment you can fit in your budget, and the size of loan you will qualify for. In this process, we explore your ability to borrow - analyzing your earning status, available money for down payment, debts, income, and other circumstances. It's quick and to the point; We keep the paperwork to a minimum.

We'll award you a Pre-Qualification Letter if you qualify, which documents that we're confident you'll qualify for up to a certain amount of mortgage dollars.

Power in the Pre-Qual

After you locate the house that catches your eye, and you want to make an offer, being pre-qualified for a mortgage will do a couple of things. First, you have some general numbers in mind, as the amount you will qualify for with your mortgage. Even more important to the seller, your pre-qualification gives them confidence - as if you had come into their house with a bag of cash to make the offer! They need not wonder if they have been wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount will not be something for them to lose sleep over. You can have the clout of a buyer ready to make the deal right now!

We help with your pre-qualification

When we pre-qualify you, we help you determine how much of a monthly payment you can fit in your budget, and the loan amount you can qualify for. During this process, we calculate your capacity to borrow - reviewing your earning status, available money for down payment, debt, income, and other areas. It's quick and to the point; and we keep the paperwork to a minimum.

One-on-One

You can always use the mortgage calculators here on our site to get an idea of how much mortgage you will be able to afford - but it's also valuable to talk with us. That way, we will help you get your pre-qualification letter. Next, we can consider your loan choices to make sure you have found the right one. Let us get you started: Call us at 2603382561.

Have questions about pre-qualifying? Call us at 2603382561. We answer pre-qualification questions every day.