The Importance of Pre-Qualification

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It is important to visit with a mortgage professional first, even before you have determined the sort of house to search for. What for? When you don't yet know how much home you want to qualify for, how could we help?

Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through the pre-qualification process. This process leads you through your financial situation - your debt, income, career, and down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

After you are considered eligible, we document our confidence in your ability to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qualification Power

Various beneifits open to you after you have found your dream house, and have pre-qualification power. The first is that you will be sure the amount you'll be able to afford when putting together the offer. Being pre-qualified also will make your offer more attractive to the seller, as if you were bringing them a suitcase of cash! They will not need to wonder if that they have been wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not cause them concern. You have the ability to back your offer up.

We will help you pre-qualify

When we pre-qualify you, we help you find out the amount you can afford in mortgage payments you can afford, and how much we of a loan you will qualify for. In this process, we look at your borrowing capacity - reviewing your employment, available money for down payment, debts, income, and other circumstances. It's a short, thorough process with minimal risks for papercuts.

One on one

It is vital to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculators on our website. For one thing, you will want a Pre-Qualification Letter! For another thing, we could find a different mortgage option that is a better fit for you. Let us get you started: Call us at 2603382561.

Have questions about pre-qualifying? Call us at 2603382561. We answer pre-qualification questions every day.